Rulemaking · CFPB · Nov 17, 2017

Payday, Vehicle Title, and Certain High-Cost Installment Loans

The 2017 payday rule required lenders to verify that borrowers could repay high-cost small-dollar loans before issuing them.

Docket or bill

RIN 3170-AA40 / FR 2017-21808

Official record

https://www.federalregister.gov/documents/2017/11/17/2017-21808/payday-vehicle-title-and-certain-high-cost-installment-loans

Traceable spending around this event

Tracked direct contributions from finance banking donors to candidates in the year before the event, with transfers to PACs and parties and independent expenditures reported apart, and lobbying on CPI, BAN issue codes in the surrounding window. These are partial, tracked figures scoped to a window, not totals for the industry. Independent expenditures are spent for or against candidates, not given to them, and are never added to the giving figures.

Giving window: Nov 17, 2016 – Nov 17, 2017. Donation records in this database currently run through Oct 20, 2026; lobbying filings through 2026. Figures computed Oct 29, 2026.

Positions

No entity positions are recorded for this event yet. Positions are shown only where an entity has a cited stance on the record. Stances inferred from donations are not shown.

Figures are drawn from tracked FEC donations and Senate LDA lobbying disclosures held in this database. See the methodology for how spending is scoped to an event window. The spending shown is publicly disclosed, and no violation of law is alleged. Its timing does not establish that any spending caused the outcome.