Rulemaking · OCC · Oct 24, 2023

Community Reinvestment Act

The 2023 CRA modernization updated how bank lending to lower-income communities is assessed for the era of mobile and online banking.

Docket or bill: 89 FR 6574 / FR 2023-25797
Official record: https://www.federalreserve.gov/newsevents/pressreleases/bcreg20231024a.htm
Tracked as: Community Reinvestment Act
Issued by: Federal Deposit Insurance Corporation, Treasury Department, Office of the Comptroller of the Currency, Federal Reserve System

Traceable spending around this event

Tracked giving from finance banking donors in the year before the event, and lobbying on BAN issue codes in the surrounding window. These are partial, tracked figures scoped to a window, not totals for the industry.

Tracked giving (finance banking)

$31,712,929

3,067 donations

Opposition spending

independent expenditures against

Lobbying (BAN)

$168,326,494

257 filings

Positions on record

from the relationships graph

Tracked giving (finance banking)$31,712,929

Lobbying (BAN)$168,326,494

Positions

MICHIGAN CREDIT UNION LEAGUE
lobbying disclosure · curated · source
On record
CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS
lobbying disclosure · curated · source
On record
TD BANK, NA
lobbying disclosure · curated · source
On record
AMERICAN BANKERS ASSOCIATION
lobbying disclosure · curated · source
On record
AMERICAN BANKERS ASSOCIATION
regulatory comment · curated · source
On record
CALIFORNIA/NEVADA CREDIT UNION LEAGUE
lobbying disclosure · curated · source
On record
Better Markets
regulatory comment · curated · source
On record
RBC CAPITAL MARKETS, LLC
lobbying disclosure · curated · source
On record

Top lobbying on these issues

Clients with the most reported lobbying spend on BAN issue codes in the window around the event. Lobbying reports cover multiple issues, so spend is not attributable to this event alone.

CHAMBER OF COMMERCE OF THE U.S.A.$86,380,000 · 5 filings
AMERICAN BANKERS ASSOCIATION$8,390,000 · 5 filings
KOCH GOVERNMENT AFFAIRS, LLC$6,210,000 · 3 filings
SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION$6,180,000 · 3 filings
NATIONAL ASSOCIATION OF FEDERALLY-INSURED CREDIT UNIONS$4,340,000 · 4 filings
CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS$4,077,816 · 4 filings
REAL ESTATE ROUNDTABLE$4,001,363 · 8 filings
BANK OF AMERICA CORPORATION$2,920,000 · 4 filings

Figures are drawn from tracked FEC donations and Senate LDA lobbying disclosures held in this database. See the methodology for how spending is scoped to an event window.