Rulemaking · Federal Reserve · Sep 18, 2023
Regulatory Capital Rule: Large Banking Organizations and Banking Organizations With Significant Trading Activity
The Basel III endgame proposal would raise capital requirements for the largest US banks by overhauling how they measure credit, market, and operational risk. The agencies re-proposed it in 2026 and have not finalized it.
- Docket or bill
- FR 2023-19200 / RIN 7100-AG64
- Comment period
- Sep 18, 2023 – Nov 30, 2023
- Official record
- https://www.federalregister.gov/documents/2023/09/18/2023-19200/regulatory-capital-rule-large-banking-organizations-and-banking-organizations-with-significant
- Tracked as
- Regulatory Capital Rule: Large Banking Organizations and Banking Organizations With Significant Trading Activity
- Issued by
- Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Department of the Treasury
Traceable spending around this event
Tracked direct contributions from finance banking donors to candidates in the year before the event, with transfers to PACs and parties and independent expenditures reported apart, and lobbying on BAN, FIN issue codes in the surrounding window. These are partial, tracked figures scoped to a window, not totals for the industry. Independent expenditures are spent for or against candidates, not given to them, and are never added to the giving figures.
Giving window: Sep 18, 2022 – Sep 18, 2023. Donation records in this database currently run through Oct 20, 2026; lobbying filings through 2026. Figures computed Oct 29, 2026.
Tracked direct giving to candidates (finance banking)
$896,278
112 contributions to person recipients
Transfers to PACs and parties (finance banking)
$35,507,025
3,111 contributions to non-person recipients
IE support
$388,354
2 independent expenditures for candidates
IE oppose
$0
0 independent expenditures against candidates
Lobbying (BAN, FIN)
$605,075,108
1,783 filings, whole-filing LDA totals
Positions on record
10
curated
Giving to candidates, transfers to PACs, independent expenditures and lobbying are separate figures and are not summed.
Positions
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICAOn record
lobbying disclosure · curated · source
- FINANCIAL SERVICES FORUMOn record
lobbying disclosure · curated · source
- CAPITAL ONE FINANCIAL CORPORATIONOn record
lobbying disclosure · curated · source
- PACIFIC LIFE INSURANCE COMPANYOn record
lobbying disclosure · curated · source
- TD BANK, NAOn record
lobbying disclosure · curated · source
- THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANYOn record
lobbying disclosure · curated · source
- AMERICANS FOR FINANCIAL REFORMOn record
regulatory comment · curated · source
- BANK OF AMERICA CORPORATIONOn record
lobbying disclosure · curated · source
- NEW YORK LIFE INSURANCEOn record
lobbying disclosure · curated · source
- SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATIONOn record
lobbying disclosure · curated · source
Top lobbying on these issues
Clients with the most reported lobbying spend on BAN, FIN issue codes in the window around the event. Lobbying reports cover multiple issues, so spend is not attributable to this event alone.
- CHAMBER OF COMMERCE OF THE U.S.A.$67,720,000 · 4 filings
- NATIONAL ASSOCIATION OF REALTORS$52,520,000 · 10 filings
- AMAZON.COM SERVICES LLC$17,850,000 · 4 filings
- AARP$16,520,000 · 4 filings
- NATIONAL ASSOCIATION OF MANUFACTURERS$12,010,000 · 4 filings
- Boeing$10,580,000 · 3 filings
- UNITEDHEALTH GROUP, INC.$8,740,000 · 4 filings
- AMERICAN BANKERS ASSOCIATION$8,390,000 · 5 filings
Figures are drawn from tracked FEC donations and Senate LDA lobbying disclosures held in this database. See the methodology for how spending is scoped to an event window. The spending shown is publicly disclosed, and no violation of law is alleged. Its timing does not establish that any spending caused the outcome.