Rulemaking · Federal Reserve · Sep 18, 2023

Regulatory Capital Rule: Large Banking Organizations and Banking Organizations With Significant Trading Activity

The Basel III endgame proposal would raise capital requirements for the largest US banks by overhauling how they measure credit, market, and operational risk. The agencies re-proposed it in 2026 and have not finalized it.

Docket or bill: FR 2023-19200 / RIN 7100-AG64
Comment period: Sep 18, 2023 – Nov 30, 2023
Official record: https://www.federalregister.gov/documents/2023/09/18/2023-19200/regulatory-capital-rule-large-banking-organizations-and-banking-organizations-with-significant
Tracked as: Regulatory Capital Rule: Large Banking Organizations and Banking Organizations With Significant Trading Activity
Issued by: Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Department of the Treasury

Traceable spending around this event

Tracked giving from finance banking donors in the year before the event, and lobbying on BAN, FIN issue codes in the surrounding window. These are partial, tracked figures scoped to a window, not totals for the industry.

Giving window: Sep 18, 2022 – Sep 18, 2023. Donation records in this database currently run through Aug 12, 2026; lobbying filings through 2026. Figures computed Sep 14, 2026.

Tracked giving (finance banking)

$37,605,706

3,566 donations

Opposition spending

independent expenditures against

Lobbying (BAN, FIN)

$692,904,383

1,875 filings

Positions on record

from the relationships graph

Tracked giving (finance banking)$37,605,706

Lobbying (BAN, FIN)$692,904,383

Of tracked giving, $312,000 was independent expenditures supporting and $0 opposing; the remainder is direct contributions with no stated direction.

Positions

GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
lobbying disclosure · curated · source
On record
FINANCIAL SERVICES FORUM
lobbying disclosure · curated · source
On record
CAPITAL ONE FINANCIAL CORPORATION
lobbying disclosure · curated · source
On record
PACIFIC LIFE INSURANCE COMPANY
lobbying disclosure · curated · source
On record
TD BANK, NA
lobbying disclosure · curated · source
On record
THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
lobbying disclosure · curated · source
On record
AMERICANS FOR FINANCIAL REFORM
regulatory comment · curated · source
On record
BANK OF AMERICA CORPORATION
lobbying disclosure · curated · source
On record
NEW YORK LIFE INSURANCE
lobbying disclosure · curated · source
On record
SECURITIES INDUSTRY AND FINANCIAL MARKETS ASSOCIATION
lobbying disclosure · curated · source
On record

Top lobbying on these issues

Clients with the most reported lobbying spend on BAN, FIN issue codes in the window around the event. Lobbying reports cover multiple issues, so spend is not attributable to this event alone.

CHAMBER OF COMMERCE OF THE U.S.A.$86,380,000 · 5 filings
NATIONAL ASSOCIATION OF REALTORS$72,960,000 · 12 filings
AARP$24,060,000 · 6 filings
AMAZON.COM SERVICES LLC$17,850,000 · 4 filings
NATIONAL ASSOCIATION OF MANUFACTURERS$16,650,000 · 5 filings
UNITEDHEALTH GROUP, INC.$14,250,000 · 6 filings
NATIONAL MULTIFAMILY HOUSING COUNCIL INC$10,732,698 · 6 filings
Boeing$10,580,000 · 3 filings

Figures are drawn from tracked FEC donations and Senate LDA lobbying disclosures held in this database. See the methodology for how spending is scoped to an event window.