Rulemaking · Federal Reserve · Apr 29, 2026

Regulatory Capital Rule: Community Bank Leverage Ratio Framework

The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are adopting a final rule that lowers the community bank leverage ratio (CBLR) requirement from 9 percent to 8 percent, consistent with the lower bound provided in section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act. The final rule also extends the length of time that certain depository institutions and depository institution holding companies can remain in the CBLR framework while not meeting all of the qualifying criteria for the CBLR framework from two consecutive quarters to four consecutive quarters, subject to a limit of eight quarters in the previous five- year period.

Docket or bill: 2026-08298
Official record: https://www.federalregister.gov/documents/2026/04/29/2026-08298/regulatory-capital-rule-community-bank-leverage-ratio-framework
Tracked as: Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Issued by: Federal Deposit Insurance Corporation, Federal Reserve System, Office of the Comptroller of the Currency, Department of the Treasury

Traceable spending around this event

Tracked direct contributions from finance banking donors to candidates in the year before the event, with transfers to PACs and parties and independent expenditures reported apart, and lobbying on BAN, FIN issue codes in the surrounding window. These are partial, tracked figures scoped to a window, not totals for the industry. Independent expenditures are spent for or against candidates, not given to them, and are never added to the giving figures.

Giving window: Apr 29, 2025 – Apr 29, 2026. Donation records in this database currently run through Oct 20, 2026; lobbying filings through 2026. Figures computed Oct 29, 2026.

Tracked direct giving to candidates (finance banking)

$10,000

1 contributions to person recipients

Transfers to PACs and parties (finance banking)

$1,215,139

174 contributions to non-person recipients

IE support

0 independent expenditures for candidates

IE oppose

0 independent expenditures against candidates

Lobbying (BAN, FIN)

$920,751,276

2,886 filings, whole-filing LDA totals

Positions on record

none recorded

Tracked direct giving to candidates (finance banking)$10,000

Transfers to PACs and parties$1,215,139

Lobbying (BAN, FIN)$920,751,276

Giving to candidates, transfers to PACs, independent expenditures and lobbying are separate figures and are not summed.

Positions

No entity positions are recorded for this event yet. Positions are shown only where an entity has a cited stance on the record. Stances inferred from donations are not shown.

Top lobbying on these issues

Clients with the most reported lobbying spend on BAN, FIN issue codes in the window around the event. Lobbying reports cover multiple issues, so spend is not attributable to this event alone.

CHAMBER OF COMMERCE OF THE U.S.A.$70,290,000 · 4 filings
WALMART INC$14,390,000 · 22 filings
NATIONAL MULTIFAMILY HOUSING COUNCIL INC$12,890,000 · 6 filings
NATIONAL ASSOCIATION OF MANUFACTURERS$12,402,000 · 6 filings
Boeing$11,340,000 · 4 filings
AMERICAN ASSOCIATION FOR JUSTICE$9,371,000 · 12 filings
REAL ESTATE ROUNDTABLE$7,475,192 · 15 filings
DELTA AIR LINES, INC.$7,460,000 · 5 filings

Figures are drawn from tracked FEC donations and Senate LDA lobbying disclosures held in this database. See the methodology for how spending is scoped to an event window. The spending shown is publicly disclosed, and no violation of law is alleged. Its timing does not establish that any spending caused the outcome.