Rulemaking · Federal Reserve · Apr 29, 2026

Regulatory Capital Rule: Community Bank Leverage Ratio Framework

The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are adopting a final rule that lowers the community bank leverage ratio (CBLR) requirement from 9 percent to 8 percent, consistent with the lower bound provided in section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act. The final rule also extends the length of time that certain depository institutions and depository institution holding companies can remain in the CBLR framework while not meeting all of the qualifying criteria for the CBLR framework from two consecutive quarters to four consecutive quarters, subject to a limit of eight quarters in the previous five- year period.

Docket or bill

2026-08298

Official record

https://www.federalregister.gov/documents/2026/04/29/2026-08298/regulatory-capital-rule-community-bank-leverage-ratio-framework

Tracked as

Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Issued by

Federal Deposit Insurance Corporation, Treasury Department, Federal Reserve System, Office of the Comptroller of the Currency

Traceable spending around this event

Tracked giving from finance banking donors in the year before the event, and lobbying on BAN, FIN issue codes in the surrounding window. These are partial, tracked figures scoped to a window, not totals for the industry.

Positions

No entity positions are recorded for this event yet. Positions are shown only where an entity has a cited stance on the record.

Top lobbying on these issues

Clients with the most reported lobbying spend on BAN, FIN issue codes in the window around the event. Lobbying reports cover multiple issues, so spend is not attributable to this event alone.

• CHAMBER OF COMMERCE OF THE U.S.A.$70,290,000 · 4 filings
• AARP$11,750,000 · 2 filings
• Boeing$11,340,000 · 4 filings
• AMERICAN COUNCIL OF LIFE INSURERS$7,283,444 · 4 filings
• AMERICAN BANKERS ASSOCIATION$5,860,000 · 3 filings
• NATIONAL ASSOCIATION OF MANUFACTURERS$5,502,000 · 3 filings
• NFIB (NATIONAL FEDERATION OF INDEPENDENT BUSINESS)$5,318,922 · 2 filings
• REAL ESTATE ROUNDTABLE$5,312,047 · 8 filings

Figures are drawn from tracked FEC donations and Senate LDA lobbying disclosures held in this database. See the methodology for how spending is scoped to an event window.