Rulemaking · Federal Reserve · Dec 1, 2025
Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are inviting public comment on a notice of proposed rulemaking (proposal) that would lower the community bank leverage ratio (CBLR) requirement for certain depository institutions and depository institution holding companies from 9 percent to 8 percent, consistent with the lower bound provided in section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act. The proposal would also extend the length of time that certain depository institutions or depository institution holding companies can remain in the CBLR framework while not meeting all of the qualifying criteria for the CBLR framework from two quarters to four quarters, subject to a limit of eight quarters in any five-year period.
- Docket or bill
- 2025-21625
- Official record
- https://www.federalregister.gov/documents/2025/12/01/2025-21625/regulatory-capital-rule-revisions-to-the-community-bank-leverage-ratio-framework
- Tracked as
- Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
- Issued by
- Federal Reserve System, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, Department of the Treasury
Traceable spending around this event
Tracked giving from finance banking donors in the year before the event, and lobbying on BAN, FIN issue codes in the surrounding window. These are partial, tracked figures scoped to a window, not totals for the industry.
Giving window: Dec 1, 2024 – Dec 1, 2025. Donation records in this database currently run through Aug 12, 2026; lobbying filings through 2026. Figures computed Sep 14, 2026.
Tracked giving (finance banking)
$20,103,445
483 donations
Opposition spending
$0
independent expenditures against
Lobbying (BAN, FIN)
$1,363,485,049
4,025 filings
Positions on record
0
from the relationships graph
Positions
No entity positions are recorded for this event yet. Positions are shown only where an entity has a cited stance on the record.
Top lobbying on these issues
Clients with the most reported lobbying spend on BAN, FIN issue codes in the window around the event. Lobbying reports cover multiple issues, so spend is not attributable to this event alone.
- CHAMBER OF COMMERCE OF THE U.S.A.$144,750,000 · 8 filings
- Boeing$23,270,000 · 8 filings
- AARP$16,120,000 · 3 filings
- NATIONAL ASSOCIATION OF REALTORS$14,740,000 · 1 filings
- AMERICAN BANKERS ASSOCIATION$12,480,000 · 8 filings
- KOCH GOVERNMENT AFFAIRS, LLC$12,330,000 · 5 filings
- AMERICAN COUNCIL OF LIFE INSURERS$11,352,932 · 8 filings
- REAL ESTATE ROUNDTABLE$10,669,342 · 16 filings
Figures are drawn from tracked FEC donations and Senate LDA lobbying disclosures held in this database. See the methodology for how spending is scoped to an event window.